The Consumer Credit Bill (CCB) 2025 was successfully passed by the Dewan Rakyat on 21 July 2025 and by the Dewan Negara on 4 September 2025, marking a major milestone in strengthening Malaysia’s consumer credit ecosystem.
Key highlights of the CCB include:
The CCB now awaits royal assent from the Yang di-Pertuan Agong before it is officially gazetted into law.
The Consumer Credit Commission (CCC) is expected to be operational, and the Consumer Credit Act is scheduled to be enacted in the first quarter of 2026.
For more information, please refer to the following: